What is "Person First"

Person First is our philosophy that insurance and retirement planning must be customized to each person.  Using a proven needs assessment process, our sales and customer service representatives are trained to solve problems at the individual level.  Because some people may not understand insurance and retirement risks, they may not understand how to choose the best solutions for their situation.  Our commitment is to work with you to educate and assist in the selection process in order for you to be "better off" when we finish than when we started.

We commit to recommend what is in your best interest, not the products with highest commission or products you do not need. 

 

Your Insurance Needs...

We will help you assess your current situation, including the insurance you may already own, and make recommendations to help secure your future.  As your situation changes over time we will work with you to periodically update your product selections.

Income Protection.  If you or your family depend on your income, then we will review your options for Disability Insurance.

Life Protection.  We will help you determine the appropriate amount of term and permanent life insurance based on your current situation. 

Health Protection.  While most educators have a medical plan, many are not prepared for the "extra" expenses that may accompany a serious illness such as cancer or heart attack.  We will help you assess your risks in these areas.

Long Term Care Protection.  Long Term Care is becoming a major expense for many Americans.  We will help you determine the level of protection you need to sustain your health and protect your assets.

 

2008 Collateral Educator Services / 1.866.322.2244 / info@servingeducators.com aeabenefits.com   email